Having a mortgage may seem like something only old people have but the reality is that one day, maybe sooner than you think, you may well decide that it’s time to step into those ‘grown-up’ pants.
Your credit report keeps track of your spending so, maintaining a close eye on it will help you identify if and when any issues arise.
This then gives you time to address any issues before applying to lenders.
Bear in mind, that it’s so much more than simply securing a mortgage. Having a good credit report will give you access to more competitive rates.
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